Lafayette Reporter

WASHINGTON – Sen. John Kennedy (R-La.) introduced the Patients Choice Act of 2024 to prevent the Biden administration from restricting short-term, limited duration insurance plans (STLDI) for consumers. The bill aims to ensure Americans have access to affordable health care coverage that meets their needs.

In a statement, Kennedy expressed concern over President Biden's proposed rule that would limit the duration of short-term health insurance plans. He stated, "President Biden’s rule would limit Americans’ freedom to get affordable, short-term health insurance plans that fit their needs. The Patients Choice Act would make sure bureaucrats can’t force Louisianians to pay more for insurance through Obamacare.”

Rep. Keith Self (R-Texas) is leading companion legislation in the House of Representatives. Self emphasized the importance of STLDI plans, saying, “These insurance plans are designed to provide Americans with temporary, limited, and affordable health coverage while they search for more permanent solutions. This bill stops the Department of Health & Human Services, Labor, and Treasury from imposing burdensome regulations on Americans.”

STLDI plans serve as a bridge for individuals transitioning between different health insurance options, providing temporary and cost-effective coverage. Currently, these plans offer vital insurance to over 1 million Americans.

The Patients Choice Act of 2024, if passed, will prevent the Biden administration from enforcing its proposed rule and instead uphold the regulations established during the Trump administration. This includes allowing STLDI plans to last for up to 12 months and giving consumers the option to renew or extend coverage for up to 36 months.

The full text of the Patients Choice Act of 2024 can be accessed for further details on the proposed legislation.